To Rent or To Buy? Shared Equity Provides The Answer

To Rent or To Buy? Shared Equity Provides The Answer

Aaran Brown, (30 years old) who works at a gym in a prison, and Stephanie Hampstead, a 22-year-old nursery nurse, are a prime example:

“We were renting an apartment in Blyth Bridge and didn’t see buying as financially friendly enough to be an option for us,” Aaron said.

“It was only after Steph discovered she was expecting in December last year that– we could no longer ignore that we needed a larger home to accommodate our growing brood.

Like an increasing number of homebuyers across the UK, Steph and Aaran were able to purchase a property fit for their growing family, through the latest government shared equity scheme,
HomeBuy Direct – a three-bedroom townhouse at Miller Homes The Willows in Stone.

We came to view The Willows and fell in love with both the development and the townhouse.

With HomeBuy Direct being available we were able to move in sooner than we originally thought,” Steph added.

HomeBuy Direct is continuing to help many first time buyers, by offering the opportunity to purchase100 percent of a brand new home by paying from just 70 percent of its value.

The remaining 30 percent equity loan is co-funded by the Government and Miller Homes, meaning that a smaller deposit is required.

The loan then only becomes repayable after 25 years, with no interest for the first 5 years.

Aaran and Steph’s home is in the Tolkien style layout, an attractive three bedroom townhouse that offers the extra space, including the garden, that they were looking for. Picture by Steve Duttine Photography.

Linda Androlia, regional sales director for Miller Homes West Midlands, said: “HomeBuy Direct is continuing to assist those like Aaran and Stephanie onto the property ladder showing that new homes can be affordable and a much better option to renting.”

To find out more about the Stone based development or the properties available nearest to you, visit www.millerhomes.co.uk.

Sales Office Tel: (0800) 840 8695.

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