{"id":2781,"date":"2012-03-23T07:00:36","date_gmt":"2012-03-23T07:00:36","guid":{"rendered":"http:\/\/www.ukhomeideas.co.uk\/ideas\/?p=2781"},"modified":"2012-03-20T12:30:41","modified_gmt":"2012-03-20T12:30:41","slug":"are-you-selling-a-house-and-trading-down-in-2012","status":"publish","type":"post","link":"http:\/\/www.ukhomeideas.co.uk\/ideas\/other\/web-sites\/are-you-selling-a-house-and-trading-down-in-2012\/","title":{"rendered":"Are You Selling A House And Trading Down In 2012?"},"content":{"rendered":"<div id=\"attachment_2783\" style=\"width: 191px\" class=\"wp-caption alignright\"><img aria-describedby=\"caption-attachment-2783\" decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-2783\" title=\"Designs On Property Logo\" src=\"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-content\/uploads\/2012\/03\/logo.jpg\" alt=\"Logo of Designs On property\" width=\"181\" height=\"80\" \/><p id=\"caption-attachment-2783\" class=\"wp-caption-text\">Designs On Property Logo<\/p><\/div>\n<p>If you are considering trading down to a smaller property this year, it\u00e2\u20ac\u2122s likely that you&#8217;ve cleared your mortgage and wish to move to somewhere smaller locally, or perhaps nearer to family and friends.<\/p>\n<p>You&#8217;ve probably owned your home for ten or more years, so negative equity isn&#8217;t a concern, nor is securing a new mortgage.<\/p>\n<p>It is often the case that couples move to a property in the country, or seaside and buy a third floor flat with great views. Then one of them becomes ill, which results in the need for a quick sale, to make possible a move to a ground floor property nearer to hospitals and family.<\/p>\n<p>So it\u00e2\u20ac\u2122s important to make sure that you only move once, rather than several times, as having to make two moves in quick succession, could cost you significantly &#8211; both financially and from a stress perspective &#8211; so you must think through these critical factors when you&#8217;re choosing what property to buy:<\/p>\n<ul>\n<li>Easy access to local transport.<\/li>\n<li>Somewhere close to shops, doctors and hospitals, friends and family.<\/li>\n<li>The capability to live on the ground floor, if it becomes necessary.<\/li>\n<li>A safe and sociable place, particularly if you are on your own.<\/li>\n<li>Low and easy maintenance of both the property and garden.<\/li>\n<\/ul>\n<p>It may be that you are considering a retirement property, such as those offered by McCarthy and Stone or Pegasus.<br \/>\nThese companies can reduce the stress of trading down, as they offer part-exchange deals, which means you sell to a third-party company that guarantees to purchase your home. The retirement company may also &#8216;top up&#8217; the offer, so that you don&#8217;t end up feeling you&#8217;ve lost money on the sale of your property.<\/p>\n<p>About Designs On Property<br \/>\nKate Faulkner, is a property commentator and analyst, author of the Which? property guides and a consultant to the industry. She provides guidance on her website, via step by step guides, independent advice and even answers to your property questions for FREE.<\/p>\n<p>So if you have a property project, why not use her website to inform yourself on what to do and when and how to avoid the pitfalls, as well as solving property problems?<\/p>\n<p><a title=\"Designs On Property.com\" href=\"http:\/\/www.designsonproperty.co.uk\">For a FREE Trading Down Checklist from Designs On Property<\/a>, please visit the website.<br \/>\nhttp:\/\/www.designsonproperty.co.uk<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are considering trading down to a smaller property this year, it\u00e2\u20ac\u2122s likely that you&#8217;ve cleared your mortgage and wish to move to somewhere smaller locally, or perhaps nearer to family and friends. You&#8217;ve probably owned your home for ten or more years, so negative equity isn&#8217;t a concern, nor is securing a new mortgage. It is often the case that couples move to a property in the country, or seaside and buy a third floor flat with great views. Then one of them becomes ill, which results in the need for a quick sale, to make possible a &hellip; <a href=\"http:\/\/www.ukhomeideas.co.uk\/ideas\/other\/web-sites\/are-you-selling-a-house-and-trading-down-in-2012\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":2783,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[331,273],"tags":[],"_links":{"self":[{"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/posts\/2781"}],"collection":[{"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/comments?post=2781"}],"version-history":[{"count":4,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/posts\/2781\/revisions"}],"predecessor-version":[{"id":2786,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/posts\/2781\/revisions\/2786"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/media\/2783"}],"wp:attachment":[{"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/media?parent=2781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/categories?post=2781"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.ukhomeideas.co.uk\/ideas\/wp-json\/wp\/v2\/tags?post=2781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}