![\"](\"http:\/\/www.ukhomeideas.co.uk\/images\/lloyds-tsb\/logo.jpg\"){kind=logo}
For savers and spenders alike, the New Year is a great time to give personal finances a workout.<\/p>\nFor savers and spenders alike, the New Year is a great time to give personal finances a workout.<\/p>\n
Lloyds TSB has established a range of services offering advice on money management, with a wide range of financial advice, guidance and products – all designed to help make your money work harder:<\/p>\n
Create a Budget<\/strong> Lloyds TSB has a range of experts in its branches across the country that can help customers with day to day budgeting, to make sure they start the year on the right footing.<\/p>\n A wide range of hints and tips on money management are also available at Lloyds TSB online.<\/p>\n Get a Current Account that gives more.<\/strong> Vantage offers competitive interest rates of up to 4% AER so the bigger the balance the better the interest.<\/p>\n Lloyds TSB also offers a full range of Added Value accounts, which come with benefits such as travel insurance, car breakdown cover and interest free overdrafts.<\/p>\n Savings<\/strong> Mortgages<\/strong> Make the most of this saving, by considering whether it is cost-effective to reduce the size of your loan, by switching from interest only to capital repayment or by making regular overpayments.<\/p>\n Cheltenham & Gloucester and Lloyds TSB mortgage customers can overpay their loan by up to 10 per cent a year without incurring charges.<\/p>\n Peter Jackson, managing director, consumer banking, Lloyds Banking Group said: \u00e2\u20ac\u0153Making a resolution to tackle your finances is one of the simplest but potentially most rewarding things you can do in the New Year.\u00e2\u20ac\u009d<\/p>\n Visit the Lloyds TSB Savvy website for more financial hints and tips.<\/p>\n","protected":false},"excerpt":{"rendered":" For savers and spenders alike, the New Year is a great time to give personal finances a workout. Lloyds TSB has established a range of services offering advice on money management, with a wide range of financial advice, guidance and products – all designed to help make your money work harder: Create a Budget The best way to get finances in shape and keep them that way is to take a long hard look at incomings and outgoings and create a budget. Lloyds TSB has a range of experts in its branches across the country that can help customers with … Continue reading
\nThe best way to get finances in shape and keep them that way is to take a long hard look at incomings and outgoings and create a budget.<\/p>\n
\nCustomers who pay in at least \u00c2\u00a31,000 a month can make their money work harder by adding Vantage to their Lloyds TSB Classic Account or Added Value current account.<\/p>\n
\nMake sure your investments and savings are working hard.
\nThe bank has a useful Savings Tool to help compare savings to reach any savings goals.<\/p>\n
\nCompare mortgage rates to see the best deals. Those with a tracker mortgage or standard variable rate mortgage, may be enjoying a low interest rate due to the fall in Bank of England Base Rate.<\/p>\n